Credit Score Rating Range

Both fico and vantagescore range from 300 to 850 although the way.

Credit score rating range.

A vantagescore 3 0 score of 661 could put you in the good range for example while a 661 fico score may be considered fair. For a score with a range between 300 850 a credit score of 700 or above is generally considered good. Bankcard and auto scores can range from 250 to 900. Credit scores calculated using the fico score or vantagescore 3 0 scoring models range from 300 to 850.

A credit score can range from 300 to 850 depending on the scoring model such as a mortgage score. If your credit score is between 750 and 800 you have a long and distinguished credit history that shows a responsible payment history and the ability to handle multiple types of credit responsibly. For fico scores a good credit score is 670 to 739 with a higher score being very good or excellent. A score of 800 or above on the same range is considered to be excellent.

That means the same credit score could represent something different depending on which credit model a lender uses. Your credit score calculation represents your credit risk at a moment in time based on information found on your credit report. According to experian only about 18 2 of the population has a score within this range. N a while both models maintain five categories of credit score types and cover the same number range each divides them differently.

As a matter of fact for the most part you are regarded in the same standard as borrowers with excellent credit history with the exception that you may have a higher debt to income ratio. Generally speaking the credit bureaus consider any score over 650 to be a good credit score.