Cozy Credit Report

If you skip paying through cozy for a month your report will show no activity for that month.

Cozy credit report.

Your cozy payments will only appear on your experian credit report. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt. Reports contain accurate up to date info about your applicants. It wouldn t be treated as a late payment on your credit report.

Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose. Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually. When tenants choose to use a credit or debit card there s a 2 75 service fee.

Credit history built through cozy and experian rentbureau shows up on experian credit reports. Cozy credit reports come directly from our partner experian the industry leader in credit reporting. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history. You need more than just a credit score to understand an applicant s financial situation.

Learn more about the change. Landlords can request screening reports and applicants purchase and share reports. If you need to dispute the rental information reported on your credit report please email creditdispute cozy co.